Published November 18, 2025

Mortgage Spotlight 11/18/25

Name: Place Texas New
Address: 5904 Murphy Road, Sachse, TX, 75048, US
Telephone: (214) 538-5215

Written by Emily Downes

The Shutdown Is Over—But Your Window Is Still Wide Open

With the government shutdown officially over, the markets reacted… and then settled right back into the same range we’ve been in for weeks. Rates didn’t spike, affordability didn’t change, and buyers still have a clear opportunity going into the holidays.

Here’s the key: Most buyers hit pause in November. But the window created by ~6% rates hasn’t closed.

If you want to get ahead of the January competition, let’s talk strategy. The best homes and best terms often come when everyone else is distracted.

You’re not behind. You’re early.

Happy House Hunting!

Average 30-year fixed mortgage rate data referenced from Mortgage News Daily.

Product of the Week: Envoy Rate Saver

Rates are down—and you can help further motivate buyers with the Envoy Rate Saver program. Envoy covers the cost of a 1% rate reduction for the first year, giving your clients lower monthly payments right out of the gate.

Lower rate = renewed urgency for buyers

Paid by Envoy—no seller credit required

Perfect timing with rates at their lowest point of 2025

Are you buying or selling a home?

Buying

Selling

Both

When are you planning on buying a new home?

1-3 Mo

3-6 Mo

6+ Mo

Are you pre-approved for a mortgage?

Yes

Using Cash

Would you like to schedule a consultation now?

Yes

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

When are you planning on selling your home?

1-3 Mo

3-6 Mo

6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation

My Home Value

or another way